汉英口译分类词汇—经济金融词汇

　   不景气 slump （衰退 recession） 　　二板市场 the second board market

　　中国创业板 China Growth Enterprise Market

　　首次上市 IPOs （initial public offering）

　　市场资本总额 market capitalization

　　法人股 institutional shares

　　内部股（非上市招股） private company shares

　　牛市 bull market

　　法律风险 legal risk

　　风险管理 risk management

　　坚持严格的贷款标准 maintain strong underwriting standards

　　六大风险 risks in 6 key areas （U.S. Federal Reserve criterion）

　　信用风险 credit risk

　　供给学派 supply-side economist

　　第一产业（农业） agriculture （primary industry）

　　第二产业（工业） manufacturing industry （secondary industry）

　　第三产业（服务业） service industry （tertiary industry）

　　主要经济指标 major economic indicators

　　国内生产总值 GDP gross domestic product （商品和劳务币值总和，不包括海外收入支出）

　　国民生产总值 GNP gross national product（商品和劳务币值总和，包括海外收入支出）

　　人均国内生产总值 GDP per capita

　　宏观经济 macro economy

　　互助基金 mutual fund

　　扩大内需 expand domestic demand

　　改善居民心理预期 inspire the general public\'s confidence in the future needs

　　鼓励增加即期消费 encourage more immediate consumption

　　长期国债 long-term treasury bonds

　　支付国债利息 to service treasury bonds

　　财政赤字和债务 deficits and the national debt

　　按原口径计算 calculate on the base line

　　按不变价格计算 calculate at constant price

　　按可比价格计算 calculate at comparable price

　　列入财政预算支出 listed in the fiscal budget

　　结售汇制度 the system of exchange， settlement and sales

　　经常项目顺差 favorable balance of current account， surplus of current account

　　开办人民币业务 engage in Renminbi （RMB） business

　　出口退税制度 the system of refunding taxes on exported goods

　　保证金台帐制度 Deposit account system for processing trade

　　分期付款 pay by installment

　　保值储蓄 inflation-proof bank savings

　　抵押贷款 collateralised loans

　　住房抵押贷款 residential mortgage loan

　　货币主义者 monetarist

　　计划经济 planned economy

　　指令性计划 mandatory plan

　　技术密集型 technology intensive

　　大规模生产 mass production

　　经济林 cash tree

　　跟踪审计 follow-up auditing

　　流动性风险 liquidity risk

　　操作风险 operational risk

　　内部审计 internal audit

　　抛售 bear sales

　　配套政策 supporting policies

　　中国人民银行（中央银行）The People\'s Bank of China（central bank）

　　四大国有商业银行 4 major state-owned commercial banks

　　中国银行 Bank of china

　　中国工商银行 Industrial and Commercial Bank of China（）and

　　中国建设银行 Construction Bank of China

　　中国农业银行 Agricultural Bank of China

　　招商银行 China Merchants Bank

　　疲软股票 soft stock

　　配股 allotment of shares

　　实际增长率 growth rate in real terms

　　年均增长率 average growth rate per annum

　　投资回报率 rate of return on investment

　　外贸进出口总额 total foreign trade value

　　实际利用外资 incoming overseas capital （investment） in place

　　消费价格指数 consumer price index （CPI）

　　零售价格指数 retail price index （RPI）

　　生活费用价格总指数 total price index of living cost

　　生活费用 income available for living expenses

　　扣除物价因素 in real terms / on inflation-adjusted basis

　　居民储蓄存款 residents\' bank savings deposit

　　恩格尔系数（食品开支占总支出的比例） Engel coefficient

　　基尼系数（衡量地区差别） Gini coefficient

　　购买力平价法 purchasing power parity （PPP） （衡量使用不同货币的两个国家或地区的经济水平、收入水平的一种计算法，用相等的汇率比较两种货币各自的国内购买力）

　　片面追求发展速度 excessive pursuit of growth

　　泡沫经济 bubble economy 经济过热 overheating of economy

　　通货膨胀 inflation

　　实体经济 the real economy

　　经济规律 laws of economics

　　市场调节 market regulation

　　优化资源配置 optimize allocation of resources

　　规模经营优势 advantage of economies of scale

　　劳动密集型 labor intensive

　　市场风险 market risk

　　收紧银根 tighten up monetary policy

　　适度从紧的财政政策 moderately tight fiscal policy

　　信用紧缩 credit crunch

　　加强国有商业银行内部资金调度 In state commercial banks， internal capital allocation should be improved.

　　合理划分贷款审批权限 Limits of authority for examining and approving loans should be rationally defined.

　　保证有市场、有效益、守信用企业的流动资金贷款 ensure floating capital loans for well- performing and trustworthy enterprises which turn out the right products for the right markets

　　启动民间投资 attract investment from the private sector

　　适销对路的产品 the right products / readily marketable products

　　国有企业 state-owned enterprises （SOEs）

　　集体企业 collectively-owned （partnership） enterprises

　　私营企业 private businesses

　　民营企业 privately-run businesses

　　中小企业 small-and-medium-sized enterprises

　　三资企业（中外合资、中外合作、外商独资） overseas-invested enterprises； foreign- invested enterprises （Chinese-overseas equity joint ventures， Chinese-overseas contractual joint ventures， wholly foreign- owned enterprises）

　　存款保证金 guaranty money for deposits

　　货币回笼 withdrawal of currency from circulation

　　吸收游资 absorb idle fund

　　经常性贷款 commercial lending

　　经常性支出 operating expenses

　　再贷款 re-lending； subloan

　　支持国有大型企业和高新技术企业上市融资 support large state- owned enterprises and high and innovative technology companies in their efforts to seek financing by listing on the stock market

　　改制上市 An enterprise is re-organized according to modern corporate system so that it will get listed on the stock market.

　　进一步规范和发展证券市场 further standardize and develop the securities market

　　增加直接融资比重 increase the proportion of direct financing

　　完善股票发行上市制度 improve the system for IPO and listing on stock markets

　　中国证监会 China Securities Regulatory Commission （CSRC）

　　深圳证券交易所市 Shenzhen Stock Exchange

　　上海证券交易所 Shanghai Stock Exchange

　　综合指数 composite index

　　纳斯达克（高技术企业板） NASDAQ （National Association of Securities Dealers Automated Quotation

　　主板市场 the main board

　　通货紧缩 deflation

　　中国现代化建设分三步走的战略the three- step development strategy of China\'s modernization drive第一步，到1990年国民生产总值比1980年翻一番 Step One： GDP of 1990 doubles that of 1980.第二步，到2000年人均国民生产总值比 1980年翻两番，人民生活达到小康水平 Step Two： GDP of 2000 quadruples that of 1980；  people live a fairly comfortable life.第三步，到21世纪中期建国100周年时，达到中等发达国家水平  Step Three： By the year 2049， the 100th anniversary of the P.R.C.， China\'s level of development is expected to be on par with the mid-ranking developed countries

　　与世界经济的联系将更加紧密 be more closely linked to the world economy

　　中国巨大的市场潜力将逐步转化为现实的购买力 The huge market potential that China enjoys will be turned into tangible purchasing power.

　　适应市场经济需要的法律法规体系还不够健全 The regulatory and legal system is not well established as to adapt to the demand of market economy.

　　经济管理体制可能会出现一些不适应 The economic management system may not be readily adapted to the changes.

　　一些行业和企业可能会受到冲击 Some sectors of economy and some businesses may be adversely affected.

　　立足中国国情，发挥自身优势 proceed from national conditions in China and bring our advantages into play

　　扬长避短，趋利避害，迎接经济全球化的挑战 foster strengths and circumvent weaknesses and rise to the challenge of economic globalization

　　瓶颈制约 bottleneck constraints

　　放权让利 decentralization and interest concessions （in late 1980s and early 1990s）

　　深化改革 intensify reform； deepen one\'s commitment to reform

　　配套改革 supporting （concomitant） reforms

　　配套资金 counterpart funds； local funding of

　　提高经济效益 improve economic performance； increase economic returns

　　讲求社会效益 value contribution to society； pay attention to social effect

　　加速国民经济信息化 develop information-based economy accelerate IT application in economy

　　拉动经济增长 fuel economic growth

　　利改税 substitution of tax payment for profit delivery

　　费改税 transform administrative fees into taxes

　　债转股 debt-to-equity swap

　　头寸宽裕（头寸紧缺） in an easy position （tight position）

　　朝阳产业 sunrise industry

　　招标投标制 the system of public bidding for project

　　充分发挥货币政策的作用 give full play to the role of monetary policy

　　实施积极的财政政策 follow a pro-active fiscal policy

　　向银行增发国债，扩大投资 The government issued additional treasury bonds to banks to increase investment.

　　再注资 recapitalization

　　放松银根 to ease monetary policy

　　信息经济 IT economy

　　外向型经济 export-oriented economy

　　信息时代 information age

　　全球化 globalization （全球性globality）

　　信誉风险 reputational risk

　　风险评级 risk rating

　　到期不还贷 default on a loan

　　资不抵债 insolvency； be insolvent

　　亚洲金融危机 Asian financial crisis （1997-98）

　　投资（贷款）组合 investment （loan） portfolio

　　外汇储备充足 sufficient foreign exchange reserves

　　中国金融业问题 problems with financial sector in China

　　储蓄比例过高 the excessively large proportion of savings in the money supply

　　国有企业产负债率过高 high leverage ratio of the state-owned enterprises，

　　国有独资商业银行不良资产比例过高 high ratio of non-performing loans of the state commercial banks

　　少数中小存款金融机构不能支付到期债务 insolvency of a handful of small and medium-sized financial institutions

　　不良贷款 non-performing loans

　　防范和化解金融风险 address financial risks

　　提高企业借贷和行使民事责任的能力 improve enterprises\' creditworthiness and ability to fulfil their civil liabilities

　　监事会 supervisory board

　　实行谨慎会计制度 adopt prudential accounting standards

　　五级分类法划分贷款质量 the five-category asset classification approach

　　金融资产管理公司 financial asset management companies

　　分离和收回不良资产 substantially reduce the ratio of non-performing assets

　　分业管理、规模经营 business segregation， economy of scale

　　规范金融机构市场退出制度 improve the market exit mechanism for financial institutions

　　政策性银行 state policy-related bank

　　国家发展银行 State Development Bank

　　知识经济 knowledge-based economy

　　网络经济 Internet-based networked economy

　　指导性计划 guidance plan

　　社会主义市场经济（中国） socialist market economy

　　社会市场经济（德国） social market economy

　　新经济（美国） new economy

　　中国光大银行 Everbright Bank of China

　　中国民声银行 China Minsheng Banking Corporation Ltd.

　　中信实业银行 CITIC Industrial Bank

　　中国进出口银行 China EXIM Bank

　　汇丰银行 Hong Kong and Shanghai Banking Corporation （HKSBC）

　　金融监管 financial supervision

　　中国人民银行法 Law of the People\'s Bank of China

　　商业银行法 Law of Commercial Banks

　　保险法 Law of Insurance

　　证券法 Law of Securities

　　巴塞尔原则 Basel Core Principles

　　监管对象的行为有问题、管理机制不健全 problems of supervised entities\' behavior and the unsound internal governance mechanism

　　风险意识 consciousness of risk prevention

　　事前监管 proactive regulation and supervision

　　account number 帐目编号

　　depositor 存户

　　pay-in slip 存款单

　　a deposit form 存款单

　　fund custodian bank 基金托管银行

　　p/e （price/earning） ratio 市盈率

　　payment versus delivery 银券交付

　　commodity/financial derivatives 商品/金融衍生产品

　　margins， collateral 保证金

　　bonus share 红股

　　dividend 红利/股息

　　retail / private investor 个人投资者/散户

　　broker/dealer 券商

　　insider trading/dealing 内幕交易

　　prospectus招股说明书

　　merger and acquisition收购兼并

　　warrant 认股权证

　　raised capital/proceeds 筹资

　　component index 成份指数

　　turnover rate 换手率

　　monetary market 货币市场

　　hedge fund 对冲基金

　　self-regulatory organization（SRO）自律组织

　　issuer 发行人

　　intermediary 中介机构

　　secondary listing 第二上市

　　secondary market 二级市场

　　controlling shareholder 控股股东

　　red chips红筹股

　　junk bond 立即债券

　　securities loan 融券

　　financing 融资

口译词汇 口译必备词汇 经济口译词汇 经贸合作口译词汇 二级口译词汇 口译高频词汇 catti口译词汇 教育口译词汇 英语高级口译词汇